Travel cancellations are a growing concern as the ongoing Middle East conflict causes jet fuel shortages. The cost of fuel has surged by 78% over the past year, reaching $6.5 billion in April. Consequently, experts predict that flight cancellations are imminent, which has prompted vacationers to reevaluate their travel insurance options.
Adam Morvitz, CEO of point.me, advises travelers to avoid purchasing insurance directly at the hotel or airfare checkout. Such policies often provide minimal coverage for higher costs. Instead, he recommends seeking separate insurance that provides comprehensive coverage after reviewing what credit cards may already offer.
Morvitz emphasizes that travelers should pay close attention to the fine print, as important exclusions can be hidden within the details. For those with premium credit cards like Chase Sapphire Reserve, significant travel protections come at no additional cost as long as part of the trip is charged to the card.
Travelers must also understand the specifics of their insurance policies, particularly what qualifies as an “eligible travel purchase.” Some policies might exclude lodging, car rentals, or tickets purchased with points.
Lauren Gumport from Faye Travel Insurance highlights the importance of high medical emergency coverage, which can protect against sudden health issues while traveling. Looking for 24/7 support is critical, as issues can arise at any time, and not all providers guarantee around-the-clock assistance.
Additionally, some policies may cover cancellations due to acts of war, so it’s essential to read the wording carefully. Rating services suggest companies like Travelex Insurance, Seven Corners, and World Nomads as top choices for travel insurance in 2026, each offering various protections suited for different needs.
In this turbulent travel season, choosing the right insurance is becoming increasingly crucial as uncertainties loom.